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Texas Health Insurance

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The Birth of Texas Health Insurance

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Texas has shaped and formed a new program called Texas that will help put Texans on the fast track for health insurance and human services. This was accomplished through the consolidation and integration of 12 health agencies into four new departments overseen and managed by the Texas Health and Human Services Commission.

Goals and Objectives of Texas Health Insurance

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In addition to providing more thoughtful assistance to Texans with their health issues, Texas Health Insurance aims to provide assistance and convenience in reducing administrative costs and to propose revenue-generating projects that will provide more health services directly to the people of Texas.

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Texans who want to browse and get more information about Texas Health Insurance can visit other related Internet sites such as: Department of Aging and Disability Services, Texas Department of Health and Human Services, Department of State Health Services, Department of Family and Protective Services, and Department of Assistive and Rehabilitative Services.

Benefits of Texas Health Insurance

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Every holder of Texas health insurance is entitled to a health pool benefit plan. Texas health insurance features countless, great benefits such as calendar year deductibles, urgent care deductibles, physician office visit co-pays, and more.

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Another plus factor is that Texas Health Insurance does not count outpatient prescription drug costs toward its coinsurance maximum. Instead, after the insured pays the appropriate deductible from the policy, the policy pays for covered expenses that exceed the coinsurance amount before the policy limit. However, with Texas health insurance, if you have paid the coinsurance maximum, the policy will pay 100% of the total covered expenses for the preferred provider for the remaining days of the calendar year. On the other hand, if you are an insured person whose services are provided by a non-preferred provider, there will be no coinsurance maximum for covered expenses. The Texas health insurance policy will not pay more than the lifetime maximum for each insured person under any circumstances. The deductible amount selected by the insured may not be changed to a lower amount after the policy is issued. If Texas Health Insurance offers a deductible, the insured may request an upgrade and change to a higher deductible, but the insured may only request it within one calendar year. Changes made by Texas Health Insurance will be effective on the first of the month following receipt of your written request, or at a later date upon request.

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More, more, more!

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In addition to this, there are other great benefits of Texas health insurance, such as. Intensive Care Unit or Cardiac Care Unit, up to three times the average semi-private room rate, Assistant Surgeon or Surgical First Assistant, up to 25% of the surgeon’s professional fees, skilled nursing facility for 45 days in a calendar year, transplants of kidney, liver, heart, pancreas, lung, bone marrow, subject to a lifetime combined maximum benefit, plus retail pharmacy copayments for up to 30 days for generic Drugs, prescription drugs and over-the-counter brand name drugs. Other Texas HealthCare HealthPool medical plan benefits are: ambulance use, anesthesia, blood, acquired brain injury, home infusion therapy, genetic testing and counseling, medical equipment use, breast reconstruction in connection with mastectomy, and other miscellaneous hospital services and supplies.