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2y3k » What is the cost of physical therapy and will insurance cover it?

What is the cost of physical therapy and will insurance cover it?

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If you have been referred to a clinic for an injury or condition, you may want to know how much physical therapy will cost. More importantly, it is important to find out if insurance will pay for the treatment and surgery. These are all questions that need to be answered before going to a clinic for help.

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The simple answer is that no one can pinpoint the exact amount of treatment a person will need, so the overall physical therapy cost is only an estimate. It is possible for an experienced and skilled physical therapist to give a fairly accurate estimate of how long treatment will take.

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There is usually a flat fee for a clinic or office visit. This covers only the basic services of the team. If sufficient notice of cancellation is not provided, fees may be assessed to recover the charges for that time period. However, these are only the beginning of the costs. The cost of physical therapy goes well beyond the basic fee.

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The cost of physical therapy can vary greatly from treatment session to treatment session. This is because the same procedures are not always performed. Some costs are higher than others. To find out the prices of the different methods used, contact the billing department of the clinic or hospital. There should be a list of each treatment method.

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Since many insurance companies let patients choose their doctors and physical therapists, it is wise to discuss costs up front. Even if you have insurance, the cost of physical therapy may affect you. This is especially true if your physical therapist tends to favor multiple short-term visits over fewer long-term visits. This will have an impact on your deductible.

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All one has to do, then, is keep asking at each treatment what the next procedure might be. This way, the cost of physical therapy will not come as a surprise. The only question is what kind of payment arrangements will be in place. If the patient does not have insurance, all physical therapy will be paid in full at the time of service.

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Clinics often help arrange payment for physical therapy by contacting workers’ compensation or insurance companies. This makes it easy for the clinic to collect their fees. It also takes the burden of phone calls and paperwork off the patient.

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The cost of physical therapy may equal the price of the deductible and a small co-pay for each visit. The number of visits to the doctor varies, but there is an average to follow. Usually one or two visits a week is enough, lasting four to eight weeks. However, chronic conditions may require more work.

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The cost of physical therapy can be a financial loss or a small change. It depends on whether insurance is available or whether the patient can afford to pay for it out of pocket. Insurance covers most physical therapy costs, but don’t be afraid to ask if there are any questions. Physical therapy is designed to make you feel better, not to make you worry about how much it will cost. As long as you can focus on your recovery, it will help you.